It can take just one catastrophic event to wreak havoc on your family’s finances, lifestyle and future. A debilitating accident or long-term illness could make it difficult, if not impossible, to meet everyday financial obligations, especially unexpected medical bills – even if you have health insurance.

In fact, the effects can be far-reaching. Consider the …

• Time off work
• Travel to and from medical professionals, hospitals, physical therapy, etc.
• Travel costs when seeking out-of-town medical care
• Increased childcare costs
• Added stress worrying about paying every day bills, such as your mortgage, car payments, utilities and groceries

Accident and Critical Illness Coverage takes away the worry, leaving you free to focus on getting well and resuming your life. It takes care of your family when you can’t.

Accident Coverage provides a cash benefit to you for each covered injury and service. This can mean multiple benefits per accident.

Critical Illness Coverage allows you to choose a lump sum payment that you feel will give you confidence to pay your bills while you focus on getting back to health.

Having Accident and Critical Illness Coverage may seem unnecessary until you consider that it can also help you save money on your health insurance premium costs. Instead of buying a health insurance plan with a low deductible but a high monthly premium, you can accept a higher deductible that gives you a lower premium rate. This is possible because the Accident and Critical Illness Coverage pays that high deductible for you.

Don’t be blindsided by the unexpected! Give our office a call to discuss Accident and Critical Illness Coverage today.